General third-party civil liability insurance
General third-party civil liability insurance (GTPCLI) protects you against financial loss that you or your family members may unintentionally cause to someone else.
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One policy for the whole family. Children, spouse, pets and livestock are covered.
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We compensate damage to neighbours, even if it is caused by your visitor or plumber.
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When you buy your policy, you can choose whether it covers Latvia or the Baltic states.
Damage covered by third-party civil liability insurance
Damage to the health of a third party
Bodily injury to another person, including medical expenses, disability benefits or compensation for relatives in the event of death.
Damage to the property of a third party
In cases where the liability of the insured person for the compensation of damages arises under the Civil Law of the Republic of Latvia.
Other insured risks
General third-party civil liability insurance covers your liability as a pedestrian, cyclist, owner of a pet or livestock, owner of immovable property, as well as the liability of your minor children.
If you are a tenant, third-party civil liability insurance will protect you against the costs you may incur if you inadvertently damage your landlord’s flat.
Submitting a claim
Submit a claim quickly and easily at any time of the day by calling 67533375 or filling in the claim form.
Together with the form, submit the injured party’s claim and send it to [email protected].
Frequently asked questions
You can choose the insurance territory – a specific address, Latvia or the Baltic states.
Yes, you can. If you have tenant’s third-party civil liability insurance, this must be mentioned in the GTPCLI policy and in the special conditions of the policy
Yes, the personal third-party civil liability policy will cover such damage.
Yes, the personal third-party civil liability policy will cover such damage.
Yes, it will if the dog belongs to you. However, please note that if the accident occurs outside the private house territory, the insurance will only be triggered if the policy is valid for the entire territory of Latvia.
No, it does not. In such cases, you must take out MTPL insurance for your car.
No, the policy does not cover such damage.
No, it does not. There are other types of third-party civil liability policies for such cases.